'New' '92 acoming...

[Tiger]

Happy as I am with my '85 1100, I have just bought a '92 FJ from Paul up in Napaneeeeeee...thanks for the good deal buddy

Insurance here in Canada and especially in Ontario, is F***king crazy. I just received my renewal...no tickets/demerit points for a few years and they jerk my chain for an extra $200.00 read $1,054.00 for bog basic insurance for the coming year

Now during my peaceful, easy going, refusal with my agent to pay this amount, I ask how much for a 1200...no extra comes the reply!! O K says I, go sort out the person responsible for said silliness and come back all sensible like or...

Outcome...$250.00 discount off silliness persons renewal price...and a seven year newer bike for this year Win, win, me thinks eh

Now all Paul has to do is dig out the substantial snow barrier blocking the new girls escape!!!...only kidding my friend  ...

John.

[jscgdunn]

"Insurance here in Canada and especially in Ontario, is F***king crazy. I just received my renewal...no tickets/demerit points for a few years and they jerk my chain for an extra $200.00 mad read $1,054.00 for bog basic insurance for the coming year."

In Alberta mine is a total of $375 for both my '92s.  No collision, of course,

Jeff

[craigo]

Damn, and here I thought California was the most expensive place to live... My insurance is through Gieco and it's  around $80 a year for basic coverage. Strange as your riding season is so much shorter than ours.

CraigO

[fj johnnie]

 I would say dig a trench down there and get her out before ole Wags changes his mind. Most generally he accumulates many and sheds few. Kinda like pounds as one gets older.

[paulfj03]

Good news all around Tiger!
You'll have to come up for a visit and a rip. Spring is acoming

I would say dig a trench down there and get her out before ole Wags changes his mind.

I did get a chance to have a look at the snow, the hill, and the shovel , today.... have to assess the situation

[Capn Ron]

Damn, and here I thought California was the most expensive place to live... My insurance is through Gieco and it's  around $80 a year for basic coverage. Strange as your riding season is so much shorter than ours.

CraigO

Yep...Basic coverage here in LA for my '92 just came up last week.  $83 for a year.  From 2002 - 2012, I had the bike parked for TEN years...just thought I would get around to rebuilding it *soon*...the insurance was so cheap, I just kept paying it...and the registration...

[Tiger]

Good news all around Tiger!
You'll have to come up for a visit and a rip. Spring is acoming

I did get a chance to have a look at the snow, the hill, and the shovel , today.... have to assess the situation

Hahahahahahahaha...no worry Paul. Plus temps all this week  All that white stuff will be a memory soon enough

John.

[PaulG]

Welcome to the '90's ! 

Now you'll have to update your music from those big-hair L.A. power ballads to Seattle grunge.      

I don't even open my insurance renewal anymore.  I just take out the slip, and throw the rest into the "mail pile".

It just makes me wanna' bitch slap somebody when I realize my insurance comes to nearly 50% of the value of my bike.  And there is no escaping it here.  Despite the dozens of insurance companies, all the quotes are the same.  Strange...., just like the gas prices...., cell phone rates.... etc. etc 

Hence the exploding head!

[Sabre093]

Insurance is Stickler for me too...to the point if it keeps increasing i'm going to look for a new ride...Pathetic i got a letter saying my 30yr old bike was banned from coverage...I'm paying close to 900$ to drive this year....Sickens me to see a snot nose little shit running wild on a R6 or Gixxer or 636 paying half what i pay with collision.I'm running out of lube everytime i pay insurance.I love my FJ....without a half decent job i'd be parked too...
WTG Tiger nice upgrade!

[Pat Conlon]

In lieu of paying insurance premiums many states let you self insure. You can do this 3 ways,
1) in a cash deposit or better yet,
2) a letter of credit from your bank (you keep the accrued interest)..or
3) You can get a bonding company to post the bond. In most, if not all cases, the annual premium the bonding company will charge you (for renewal) is far less than what you would pay the insurance companies.

Food for thought. Look into "self insurance" provisions that may be offered by your jurisdiction.

[Sabre093]

I'm not sure about everywhere else Pat...but here in Ontario there is only a few companies that will insure bikes and it's getting shorter as we speak...My broker told me it's getting to the point where they are forcing us to pay extreme amounts to force us to not ride.I am accident and ticket free and been riding for 32 years, and got quotes from 870 up to 1700$...and here in Ontario my FJ is classed as a Sport bike,not Sport touring.

[Pat Conlon]

I understand the lack of insurance companies causing the exorbitant premiums, but my point is that, is there any provisions in your law for being self insured? If so, what is it?

[Sabre093]

Not here Pat...and it's i believe 2500$ fine for no insurance if caught...

[Charlie-brm]

Who are you insured with Sabre? I've had mine with Dalton Timmis for several years now and they just keep taking the money out of my bank, no notices yet about it being too old. Mine is an 1984 so it is 31 years old. Not cheap but not devastating. All I try to do is not rock the boat so I don't have to switch coverage. Then I'd face a problem with a 31 year old machine.

[Sabre093]

I switched to Dominon which was bought by Travlers, Dominon would not insure me ,they won't insure sport bikes,ended up with Intac