Classic bike Insurance.. Cheap.

[thunder1295]

I thought I pass this along and save some money for members on the forum. Been checking around for insurance on classic bikes 25 yrs and older, I came across State Farm Insurance and I have to say pretty good rates. I got 3 bikes 88 FJ, 88 FZR 86 GSXR. So here is the low down and this is for Ontario. allowed to drive 3200 clicks per bike, not every day rider on a bike and used for pleasure or going to shows, there will be a break down, but between 3 bikes that gives me 9600 clicks a yrs. plus my other bike I insure full time
So its 259.45 for all 3 bikes for 6 months which comes to under 600 for the full yr. and that's full coverage, replaced coverage 8 grand GSXR, 5 grand FZR and 3500 for the FJ. what a deal..
Lets save some money and buy some more classics and start riding them ..lol

QUOTE EFF: February 10, 2014
RATES EFF: May 06, 2013
POLICY COVERAGES AS FOLLOWS:
SEMI-ANNUAL
LIMITS PREMIUM
BODILY INJURY AND $1M $29.77
PROPERTY DAMAGE LIABILITY
ACCIDENT BENEFITS BASIC $41.52
UNINSURED AUTOMOBILE $1.28
DIRECT COMP - PROP DAMAGE $0 DED $5.94
COLLISION OR UPSET $500 DEDUCTIBLE ACV $5.36
COMPREHENSIVE $500 DEDUCTIBLE ACV $3.11
(EXCLUDING COLLISION OR UPSET)
FAMILY PROTECTION $1M $2.75
TOTAL OF 6 MONTH PREMIUM --THIS VEHICLE $89.73
TOTAL OF 6 MONTH PREMIUM --ALL VEHICLES $259.45
MONTHLY PREMIUM (SERVICE CHARGE NOT INCLUDED)--THIS VEHICLE $14.96
MONTHLY PREMIUM (SERVICE CHARGE NOT INCLUDED)--ALL VEHICLES $43.25
This example of some of the available coverages and limits is not a
contract, binder, or recommendation of coverage. All coverages are
subject to the terms and conditions contained in the policy and
endorsements. Because the rate charged must be in compliance with the
Company's rules and rates, rate quotes are subject to revision if
different rates are effective at the time of policy issuance. This
rate quote may be revised if any of the information used for rating

Thanks for your patience here! I was able to get a break down from our underwriting team of what classifies as an 'antique' and how it should be used.
Antiques:

   25 or more years old
   Restored, maintained or preserved to original condition by an antique automobile hobbyist
   Used on a limited basis, such as in exhibitions, parades, club activities, or similar functions of public interest
   Not used regularly for personal, pleasure, or business purposes
   Maximum of 2000 miles (3200km) per policy term

As per our conversation, bikes are to be used mainly for organized events, group rides, just as you had mentioned to me. That being said, we do allow for the pleasure ride here and there, though, not to be used REGULARLY for pleasure and must be kept under 3200km per season. By the sounds of things from our conversation, this policy would be more than suitable for your situation. Please let me know if I can help any further, I look forward to helping you with this. Thanks, Louis, chat soon!
Taylor Dunn